Housing Gap Illustrates Urban Alienation, and Academic Stupidity.

A racial homeownership gap exacerbated by New York City condo associations not getting FHA qualified so that the buyers cannot use FHA-subsidized loans.
The key here is, 1, that the minority homebuyers are urban: New York City and Richmond. Being urban limits options, with higher housing costs and higher crime rates, which form a vicious cycle. 2. The homebuyers are stuck in broken families. Household income is important for affordability.
More fundamentally, this story illustrates the hellish #ratRace that urban living fundamentally is. There is plenty of land available elsewhere. Note also that the story did not talk about the kinship networks, the tribes that these homebuyers are part (or not). The Tribe / Clan can help provide housing, and of course the Tribe/Clan provide childcare, too. Yet the tribes are notably absent from the discussion here. That further emphasizes the hellish alienating nature of American urban living, that we are torn away from our families.
-- Changing Track --
Article warns that remote learning students are getting caught when they try to cheat on their tests and homeworks.
This is why American schools are bad. Because of stupid people thinking this stupid way.